What Are the Best Medicare Supplement Plans in Georgia?
AARP/UnitedHealthcare has the best Medigap plans in Georgia.
Compare Medicare Plans in Your Area
AARP/UnitedHealthcare has good rates and service. If you're on a budget, Plan N from Aetna is a cheap option that has good coverage.
What's the best Medicare Supplement company in Georgia?
AARP/UnitedHealthcare is the best overall Medigap company in Georgia.
On top of its cheap rates and good service, AARP/UnitedHealthcare has more options for Medigap plans than any other company in Georgia.
But if you're on a budget, Plan N from Aetna can be a better option. Plan N has coverage that's almost as good as Plan G but at a cheaper rate, and Aetna's rate for Plan N is the cheapest in Georgia. If customer service is your main concern, choose a plan from Mutual of Omaha.
Top Medicare Supplement companies in Georgia
Company |
Customer satisfaction (out of 5.0)
| Plan G rate | |
|---|---|---|---|
| Mutual of Omaha | 4.5 | $169 |
| Anthem BCBS | 4.0 | $148 |
| Aetna | 4.0 | $151 |
| AARP/UHC | 4.0 | $153 |
| USAA | 3.0 | $182 |
Average rates for a 65-year-old woman who does not smoke.
Compare Medicare Plans in Your Area
Blue Cross Blue Shield and Humana have the lowest monthly rates for Plan G in Georgia. But it's only a few dollars more to get a plan from AARP/UnitedHealthcare, and you'll get better perks and better customer service.
Plan G is the best Medicare Supplement plan in Georgia for most people. It gives you the most coverage of any plan except Plans C and F, which you can only get if you were eligible for Medicare before 2020.
Best overall: AARP/UnitedHealthcare (AARP/UHC)
-
Editor rating
- Plan K: $59
- Plan A: $136
- Plan N: $136
- Plan L: $138
- Plan G: $153
- Plan B: $209
- Plan C: $253
- Plan F: $254
AARP/UnitedHealthcare Medicare Supplement plans stand out for their low prices and quality customer service.
The company gets 47% fewer complaints than a typical Medicare Supplement company. And while AARP/UnitedHealthcare doesn't have the cheapest rates in Georgia, its rates are usually less than average.
AARP/UnitedHealthcare sells eight different Medicare Supplement plans, more than any other major company in Georgia. The variety of plans lets you pick the best option for you.
AARP/UnitedHealthcare also offers Select Plans G and N, which let you save money by limiting your coverage to a network of doctors.
UnitedHealthcare sells its Medigap policies in partnership with AARP. That means you have to sign up for AARP before you can buy a policy. AARP membership costs just $20 per year, and the perks often make up for the extra cost.
Some perks of having an AARP membership include discounts on vision and hearing care, savings on gym memberships and hotels, and access to workshops and programs on a variety of topics.
AARP/UnitedHealthcare doesn't sell high-deductible Plans F and G in Georgia. If you want a high-deductible plan, Aetna is a good option for Plan G. If you want a high-deductible Plan F, you'll have to look at a smaller insurance company. None of the major companies in Georgia sell the high-deductible version of Plan F.
Best customer service: Mutual of Omaha
-
Editor rating
- *Plan G: $52
- Plan N: $108
- Plan A: $116
- Plan G: $169
- Plan F: $245
*High-deductible plan
Mutual of Omaha has some of the best customer service of all major Medigap companies in Georgia.
Mutual of Omaha gets about 60% fewer complaints than an average company its size. This means Mutual of Omaha customers tend to be happy with their plans and the service they get from the company. If customer service is your top priority, Mutual of Omaha is a good option.
It's a good idea to choose a company with fewer complaints since it may have an easier claims process.
But Mutual of Omaha doesn't have the cheapest rates for the most popular Medigap plans. Plan G, the most popular option in Georgia, costs $169 per month from Mutual of Omaha. That's $11 more per month than the state average. If you're willing to pay more each month for the excellent service, Mutual of Omaha is a good option.
Cheapest Plan N: Aetna
-
Editor rating
- *Plan G: $42
- Plan N: $98
- Plan A: $121
- Plan G: $151
- Plan F: $176
*High-deductible plan
Aetna has the lowest Plan N prices in Georgia, with an average cost of $98 a month.
Aetna's average rate for Plan N is about 18% cheaper than the statewide average.
Plan N is a good compromise between coverage and affordable rates. It has coverage that's almost as good as Plan G but rates that are much cheaper.
But with Plan N, you'll usually have a copay of up to $20 for some visits to the doctor and up to $50 for some emergency room visits. Plan N also doesn't cover Part B excess charges. Not many doctors are allowed to charge an extra amount, but if you go to a doctor who does, you'll have to pay the extra amount yourself.
Aetna also has good customer service, with 48% fewer complaints than an average company its size.
What is the average cost of a Medicare Supplement plan in Georgia?
Medigap plans in Georgia cost anywhere from $49 to $244 per month on average.
But the most popular plans — G, F and N — cost between $119 and $202 per month, on average.
Compare Medicare Plans in Your Area
Plan G is the best option for most people, but Plan N can be good if you're on a budget and still want good coverage. Plan F has the best coverage, but you can only get it if you were eligible for Medicare before Jan. 1, 2020.
Georgia Medigap plans
Medigap plan | Monthly cost |
Medicare Supplement market share
|
|---|---|---|
| Plan G | $158 | 45% |
| Plan F | $202 | 39% |
| Plan N | $119 | 10% |
| Plan C | $244 | 2% |
| Plan J | N/A | 2% |
Average rates are for a 65-year-old woman who does not smoke.
Frequently asked questions
What company has the best Medicare Supplement plans in Georgia?
AARP/UnitedHealthcare sells the best Medicare Supplement plans in Georgia. It has low rates, good service and lots of extra perks. But Mutual of Omaha is better for customer service and Aetna is the best option for a cheap Plan N.
How much does Medigap cost in Georgia?
The average cost for Medicare Supplement in Georgia ranges from $49 per month for high-deductible Plan G to $244 per month for Plan C. Plan G, the most popular Medicare Supplement plan in Georgia, costs $158 per month, on average.
What company has the cheapest Plan G Medicare Supplement policy in Georgia?
Blue Cross Blue Shield and Humana both have the cheapest rates for Plan G in Georgia, at an average of $148 per month. But paying a bit more for Plan G from AARP/UnitedHealthcare is worth it for most people. Plan G from AARP/UHC costs $153 per month, on average. And AARP/UnitedHealthcare has better extra perks than Blue Cross Blue Shield and better customer service than Humana.
Methodology and sources
Average rates for Medicare plans in Georgia for 2025 are from actuarial data for private insurance companies. ValuePenguin's experts reviewed only the companies with a Medigap market share around 2% for the state of Georgia.
Medicare Supplement plan enrollment information was taken from America's Health Insurance Plans (AHIP). Our experts based our recommendations on average prices, customer satisfaction reports from the National Association of Insurance Commissioners (NAIC) and financial strength ratings taken from AM Best.
ValuePenguin scored companies on a five-point scale using information taken from the NAIC.
Satisfaction score | Customer complaints adjusted for company size |
|---|---|
| 5.0 (top rating) | Over 75% fewer complaints than typical |
| 4.5 | 50% to 75% fewer complaints than typical |
| 4.0 | 25% to 50% fewer complaints than typical |
| 3.5 | 0% to 25% fewer complaints than typical |
| 3.0 | An average rate of complaints |
| 2.5 | 0% to 50% more complaints than typical |
| 2.0 | 50% to 100% more complaints than typical |
| 1.5 | 100% to 250% more complaints than typical |
| 1.0 | Over 250% more complaints than typical |
About the Author
Insurance Writer
Cate Deventer is a ValuePenguin writer who specializes in health insurance, Medicare, auto and home insurance. She's been a licensed insurance agent since 2011.
She started her insurance career working as a customer service agent for State Farm. She later moved to an independent agency, where she worked with several insurance companies and hundreds of clients. She quoted policies, filed claims and answered insurance questions. In 2021, she pivoted her career and began writing about insurance for Bankrate. She moved to ValuePenguin in 2023 and began writing about health insurance and Medicare.
Cate has a passion for helping readers choose insurance to fit their needs. She enjoys knowing that her research and knowledge help people choose insurance products that make a positive difference in their lives.
How insurance helped Cate
Cate used her health insurance knowledge to navigate a surgery in 2023. Understanding how her policy worked let her focus on recovery instead of worrying about bills.
Expertise
- Health insurance
- Medicare & Medicaid
- Auto insurance
- Home insurance
- Life insurance
Credentials
- Licensed Life, Accident & Health Insurance Agent
- Licensed Property & Casualty Insurance Agent
Referenced by
- CBS
- NBC
- Wall Street Journal
Education
- BA, Theatre, Purdue University
- BA, English, Indiana University
Editorial Note: We are committed to providing accurate content that helps you make informed financial decisions. Our partners have not endorsed or commissioned this content.
