Best & Cheapest Car Insurance Quotes in West Virginia (2024)
Erie has the cheapest car insurance quotes in West Virginia, at an average $33 per month. State Farm is also an affordable option, with a... Read More
Car Insurance Near Me
Finding a car insurance company based near you can come with a lot of benefits.
Find Cheap Liability-Only Car Insurance in Your Area
Find Cheap Liability-Only Car Insurance in Your Area
Smaller regional companies tend to offer cheap rates and reliable customer service. You might find it easier to work with an agent whose office is nearby versus someone located in a call center across the country.
Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.
Best car insurance near me
State Farm is the best car insurance company in 21 states based on customer service reviews, coverage availability and the overall value it provides to drivers across the country.
However, the best car insurance near you may be different. Farm Bureau and Erie offer dependable customer service and affordable rates in the states where they sell insurance.
The best car insurance near you also depends on factors like your driving history and age. For that reason, it's important to compare quotes from multiple companies to find the best company for you.
State |
Best company
| |
|---|---|---|
| Alabama | 
| State Farm |
| Alaska |
| State Farm |
| Arizona |
| State Farm |
| Arkansas | 
| Farm Bureau |
| California | 
| AAA |
Show All Rows
Car insurance rates near me
Where you live can have a big impact on your car insurance rates. For example, drivers in Vermont pay $92 per month for full coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $399 per month.
It's important to compare rates from a handful of companies near you to find the best price for car insurance.
Cheap monthly car insurance rates near me
Related articles: Car insurance near me
Pennsylvania Assigned Risk Plan (PA ARP)
Pennsylvania's Assigned Risk Plan is an option of last resort for high-risk drivers. Insurance through PA ARP will satisfy the state's... Read More
Best & Cheapest Auto Insurance Quotes in Nebraska (2024)
Farmers has the best cheap car insurance in Nebraska, at just $25 per month for minimum coverage. The cheapest full coverage comes from... Read More
Auto Insurance Requirements in Delaware
The minimum required car insurance coverage in Delaware is 25/50/10 liability insurance and 15/30 personal injury protection coverage —... Read More
Average Household Budget: How Much Does the Typical American Spend?
The average U.S. household spends $5,111 per month on everything from housing, food and taxes to education to health care. Overall,... Read More
Vacation and Secondary Home Insurance
There are special considerations when insuring a vacation home, because they're only inhabited part of the year and often remotely located,... Read More
Who Has The Best Car Insurance Rates In Jersey City?
Geico has the cheapest rates in Jersey City, N.J., for both minimum and full-coverage car insurance. Minimum coverage costs an average $107... Read More
Best Cheap Auto Insurance Quotes in North Dakota 2024
State Farm offers the cheapest rate to North Dakota drivers shopping for full coverage, at $102 per month. The cheapest minimum coverage... Read More
Average Cost of a Vacation
Vacation costs have been rising, and the number of trips taken by Americans have gone way down. A large majority of American households... Read More
Homeowners Insurance vs. Home Warranty Coverage
Homeowners insurance and a home warranty both pay for repairs when part of your home is damaged, but they protect you in different... Read More
Texas Automobile Insurance Plan Association (TAIPA)
The TAIPA was established to help ensure motorists in Texas carry auto insurance as required by state law. Drivers who have been rejected... Read More
Home Insurance Cancellation, Nonrenewal and Policy Lapses
There are several reasons why homeowners insurance company will discontinue your coverage. We'll break down homeowners insurance... Read More
Vehicle Registration Suspension in California
Drivers in California are required to carry car insurance. The penalties for driving without it include registration suspension. Learn how... Read More
Cheapest Car Insurance Quotes in Maine (2024)
Concord has the best cheap car insurance quote in Maine, at $847 per year, or $71 per month, for full... Read More
Penalties for Driving Without Insurance in California
Driving without car insurance in California could result in serious penalties. The state may charge you a fine from $100 to well over... Read More
Auto Insurance Companies in Michigan
Summary: There are dozens of auto insurance companies Michigan drivers can choose from. Learn what differentiates them, and find their... Read More
Disputing a Home Insurance Claim Denial or Settlement Offer
If you filed a homeowners insurance claim and think your insurance company should pay more than they estimated or wrongfully denied your... Read More
Factors Impacting Homeowners Insurance Rates
To calculate your home's insurance prices, insurance companies calculate the cost to rebuild your home, and figure out how likely you are... Read More
Frequently asked questions
Who normally has the cheapest car insurance?
State Farm usually has the cheapest rates among national car insurance companies. However, a smaller regional company like Auto-Owners, Erie or Farm Bureau may have the cheapest rates near you.
Is it better to use a local insurance agent?
This depends on how you prefer to communicate with your insurance company. If you're looking for a one-on-one relationship, or prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you're more comfortable managing your insurance with an app and prefer virtual chat to phone calls, you may not benefit from working with a local agent.
Methodology
To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who drives a 2015 Honda Civic EX.
Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.
- Bodily injury liability: $50,000 per person, $100,000 per accident
- Property damage liability: $25,000 per accident
- Uninsured/underinsured motorist bodily injury liability: $50,000 per person, $100,000 per accident
- Comprehensive and collision: $500 deductible
- Personal injury protection: Minimum when required by state
The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.