Best and Cheapest Home Insurance Companies in Wyoming (Test Page)
State Farm is the best home insurance in Wyoming for most people. Coverage from State Farm costs an average of $1,879 per year.
Compare Home Insurance Quotes in Wyoming
State Farm is the best car insurance company overall if you want affordable coverage and good customer support. If they're available near you, local companies like Erie, Farm Bureau and Auto-Owners also get top customer satisfaction scores, and they might have even better rates for you.
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Full coverage$1,000/moRate for a 30-year-old
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Liability$800/moRate for a 30-year-old
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Monthly rate$12Rate for a 30-year-old
Best Cheap Wyoming Home Insurance
To find the best house insurance in Wyoming, ValuePenguin gathered thousands of quotes from five top insurance companies across every ZIP code in the state. Our editors ranked the best companies using customer service ratings, cost, availability and overall value.
Cheapest homeowners insurance in Wyoming
Nationwide has the cheapest home insurance rates in Wyoming.
A policy from Nationwide costs $1,361 per year for $350,000 of dwelling coverage. That's $570 per year less than the Wyoming state average of $1,932.
State Farm also offers cheaper-than-average coverage for around $1,879 per year. Although that's $518 per year more than Nationwide, State Farm has much better customer service. So the extra cost could be worth it if you ever have to file a claim.
Compare Home Insurance Quotes in Wyoming
USAA has excellent rates for homeowners in Wyoming with military ties.
A policy from USAA costs $1,462 per year for $350,000 of dwelling coverage. However, only military members, veterans and their families can get insurance from USAA.
Cheap home insurance quotes in Wyoming by dwelling coverage
$200,000
$350,000
$500,000
$1 million
Company | Annual rate | ||
|---|---|---|---|
| Nationwide | $802 | |
| State Farm | $1,050 | |
| USAA* | $1,085 | |
| Farmers | $1,483 | |
| Allstate | $1,622 | |
*USAA is only available to military members, veterans and some of their family members.
$200,000
Company | Annual rate | ||
|---|---|---|---|
|
| Nationwide | $802 | |
|
| State Farm | $1,050 | |
|
| USAA* | $1,085 | |
|
| Farmers | $1,483 | |
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| Allstate | $1,622 | |
*USAA is only available to military members, veterans and some of their family members.
$350,000
Company | Annual rate | ||
|---|---|---|---|
|
| Nationwide | $1,361 | |
|
| USAA* | $1,462 | |
|
| State Farm | $1,879 | |
|
| Farmers | $2,478 | |
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| Allstate | $2,478 | |
*USAA is only available to military members, veterans and some of their family members.
$500,000
Company | Annual rate | ||
|---|---|---|---|
|
| USAA* | $1,885 | |
|
| Nationwide | $2,020 | |
|
| State Farm | $2,776 | |
|
| Allstate | $3,347 | |
|
| Farmers | $3,758 | |
*USAA is only available to military members, veterans and some of their family members.
$1 million
Company | Annual rate | ||
|---|---|---|---|
|
| USAA* | $3,481 | |
|
| State Farm | $3,910 | |
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| Nationwide | $4,564 | |
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| Allstate | $5,423 | |
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| Farmers | $7,989 | |
*USAA is only available to military members, veterans and some of their family members.
Best Wyoming homeowners insurance for most people: State Farm
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Editor's rating
- Cost: $1,879/yr
State Farm's affordable rates and excellent customer service make it the best choice for most people in Wyoming.
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Affordable rates
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Great customer service
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Offers farm and ranch insurance
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Limited discounts
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Some people can't buy a policy online
With home insurance policies averaging $1,879 per year , State Farm is $53 cheaper than the state average. Unfortunately, State Farm only offers a few discounts to lower your rate, including bundling discounts and discounts for weather-proofing your roof.
State Farm offers a few extra insurance options that Wyoming homeowners may find helpful. One of these is its farm and ranch insurance, which protects your tools and equipment, tractors, grain and livestock. You can also customize coverage to choose which structures and property you'd like to protect.
State Farm has great customer service ratings, and homeowners are generally happy with their service.
You'll also get access to an agent to give you personalized guidance, help you file claims or ask questions about your policies. State Farm has a high rating on J.D. Power's customer satisfaction survey. It also gets fewer complaints than average, according to the NAIC.
