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New Jersey car insurance rates and key takeaways

How much is car insurance in NJ?
Full coverage car insurance costs an average of $249 per month in New Jersey. The average cost of minimum coverage insurance is $137 per month.
What's the cheapest full coverage car insurance in NJ?
Geico ($141/mo), NJM ($168/mo), Plymouth Rock ($178/mo)
Why is car insurance so expensive in New Jersey?
Many parts of NJ are densely populated, which typically leads to more accidents and car thefts.
What's the cheapest minimum coverage car insurance in NJ?
Geico ($66/mo), Plymouth Rock ($85/mo), NJM ($92/mo)

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Dwelling coverage
$350,000
Personal Liability Coverage
$100,000
Medical Payments
$5,000
Deductible
$1,000

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Methodology-callout code

How much is car insurance in NJ? Full coverage car insurance costs an average of $249 per month in New Jersey. The average cost of minimum coverage insurance is $137 per month.
What's the cheapest full coverage car insurance in NJ? Geico ($141/mo), NJM ($168/mo), Plymouth Rock ($178/mo)
Why is car insurance so expensive in New Jersey? Many parts of NJ are densely populated, which typically leads to more accidents and car thefts.
What's the cheapest minimum coverage car insurance in NJ? Geico ($66/mo), Plymouth Rock ($85/mo), NJM ($92/mo)


Methodology-callout code in a two column

How much is car insurance in NJ?

Full coverage car insurance an average of $249 per month in New Jersey. The average cost of minimum coverage insurance is $137 per month.

What's the cheapest full coverage car insurance in NJ? Geico ($141/mo), NJM ($168/mo), Plymouth Rock ($178/mo)
Why is car insurance so expensive in New Jersey? Many parts of NJ are densely populated, which typically leads to more accidents and car thefts.
What's the cheapest minimum coverage car insurance in NJ? Geico ($66/mo), Plymouth Rock ($85/mo), NJM ($92/mo)


Notes on methodology-callout

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About the Author

Amit Patel

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