Branch Auto and Home Insurance Review
Branch insurance offers good rates and a few notable auto coverage and homeowners insurance options. Our review takes a look at coverages... Read More
Car Insurance Near Me
Finding a car insurance company based near you can come with a lot of benefits.
Find Cheap Liability-Only Car Insurance in Your Area
Find Cheap Liability-Only Car Insurance in Your Area
Smaller regional companies tend to offer cheap rates and reliable customer service. You might find it easier to work with an agent whose office is nearby versus someone located in a call center across the country.
Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.
Best car insurance near me
State Farm is the best car insurance company in 21 states based on customer service reviews, coverage availability and the overall value it provides to drivers across the country.
However, the best car insurance near you may be different. Farm Bureau and Erie offer dependable customer service and affordable rates in the states where they sell insurance.
The best car insurance near you also depends on factors like your driving history and age. For that reason, it's important to compare quotes from multiple companies to find the best company for you.
State |
Best company
| |
|---|---|---|
| Alabama | 
| State Farm |
| Alaska |
| State Farm |
| Arizona |
| State Farm |
| Arkansas | 
| Farm Bureau |
| California | 
| AAA |
Show All Rows
Car insurance rates near me
Where you live can have a big impact on your car insurance rates. For example, drivers in Vermont pay $92 per month for full coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $399 per month.
It's important to compare rates from a handful of companies near you to find the best price for car insurance.
Cheap monthly car insurance rates near me
Related articles: Car insurance near me
Are Your Renovations Covered by Homeowners Insurance?
Most large-scale renovation projects are not covered by a standard homeowners insurance policy. It's important to review your policy to... Read More
HMO Plan Basics: About Health Maintenance Organizations
HMOs (health maintenance organizations) are cheap health insurance plans with more restrictions. HMO means the plan usually only works with... Read More
Despite Blind Spots About Insurance Fraud, Nearly 1 in 3 People Believe They’ve Been a Victim
68% of consumers, on average, aren’t aware of various types of auto insurance fraud, from faulty windshield replacements to bandit tow... Read More
CPI Insurance: How Does It Work? What Does It Cover?
Collateral protection insurance is bought by your lender to pay for damage to your car. You can avoid these expensive policies by buying... Read More
Kaiser Permanente Insurance Review: Is it Good?
Kaiser Permanente is one of the best insurance companies for regular health insurance. But, its Medicare Advantage plan quality has gone... Read More
Teslas Are Americans' Dream Electric Vehicles, But 67% Don't Know Electric Vehicles Generally Cost More to Insure
42% of Americans would consider buying an electric vehicle in the next five years, with BMW and Ford models being the most desirable behind... Read More
How to Get a Good Driver Discount on Car Insurance
Most major insurance companies offer a discount for driving safely. If you've avoided at-fault accidents and moving violations, you may be... Read More
How Does Medicare Cover Transportation?
Original Medicare and Medicare Advantage programs cover medical transportation at different levels. This depends on the plan and whether... Read More
How to Find the Best Insurance for First-Time Homebuyers
Most first-time homebuyers need homeowners insurance. Here's what to look for in a policy, when to get it, how much insurance you need and... Read More
Oklahoma Is the Most Expensive State for Tiny Home Insurance
Although the cost of tiny home insurance fluctuates by state, it’s 106% more expensive, on average, to insure a full-size... Read More
What is Major Medical Insurance?
Major medical insurance offers coverage for serious illnesses, injuries and preventive care. By law, all major medical plans must cover 10... Read More
Insurance Expert Q&A With Angel Conlin, CIO of Kin
Kin Insurance has its sights set on simplifying the insurance purchasing process for its customers through the innovative use of... Read More
Top 3 Companies With the Best Medicare Part D Plans for 2025
Wellcare has the best and cheapest Part D plans for 2025. Blue Cross Blue Shield is a good option if you take weight-loss drugs, and Humana... Read More
How Does a Self-Employed Health Insurance Deduction Work?
Health insurance premiums are deductible for the self-employed. Certain factors dictate whether you qualify, how premium costs are treated... Read More
Which Gender Pays More for Car Insurance?
In most states, your gender will impact your car insurance rates — though only slightly. Men pay about 1% more than women for car... Read More
41% of People in At-Risk Areas Had Hurricane-Related Debt
Nearly one-third of the consumers who live in these areas aren't financially prepared for potential impacts from this year's... Read More
Bright HealthCare Stops Selling Health Insurance Policies
Bright HealthCare no longer sells individual or family health insurance plans and is also leaving the Medicare Advantage market. If you're... Read More
Frequently asked questions
Who normally has the cheapest car insurance?
State Farm usually has the cheapest rates among national car insurance companies. However, a smaller regional company like Auto-Owners, Erie or Farm Bureau may have the cheapest rates near you.
Is it better to use a local insurance agent?
This depends on how you prefer to communicate with your insurance company. If you're looking for a one-on-one relationship, or prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you're more comfortable managing your insurance with an app and prefer virtual chat to phone calls, you may not benefit from working with a local agent.
Methodology
To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who drives a 2015 Honda Civic EX.
Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.
- Bodily injury liability: $50,000 per person, $100,000 per accident
- Property damage liability: $25,000 per accident
- Uninsured/underinsured motorist bodily injury liability: $50,000 per person, $100,000 per accident
- Comprehensive and collision: $500 deductible
- Personal injury protection: Minimum when required by state
The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.