Who Has the Cheapest Renters Insurance in San Antonio?
Lemonade has the cheapest renters insurance rates in San Antonio by a considerable margin. The company's rate of $14 per month is 28%... Read More
Car Insurance Near Me
Finding a car insurance company based near you can come with a lot of benefits.
Find Cheap Liability-Only Car Insurance in Your Area
Find Cheap Liability-Only Car Insurance in Your Area
Smaller regional companies tend to offer cheap rates and reliable customer service. You might find it easier to work with an agent whose office is nearby versus someone located in a call center across the country.
Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.
Best car insurance near me
State Farm is the best car insurance company in 21 states based on customer service reviews, coverage availability and the overall value it provides to drivers across the country.
However, the best car insurance near you may be different. Farm Bureau and Erie offer dependable customer service and affordable rates in the states where they sell insurance.
The best car insurance near you also depends on factors like your driving history and age. For that reason, it's important to compare quotes from multiple companies to find the best company for you.
State |
Best company
| |
|---|---|---|
| Alabama | 
| State Farm |
| Alaska |
| State Farm |
| Arizona |
| State Farm |
| Arkansas | 
| Farm Bureau |
| California | 
| AAA |
Show All Rows
Car insurance rates near me
Where you live can have a big impact on your car insurance rates. For example, drivers in Vermont pay $92 per month for full coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $399 per month.
It's important to compare rates from a handful of companies near you to find the best price for car insurance.
Cheap monthly car insurance rates near me
Related articles: Car insurance near me
3 Reasons Not To File A Claim For That Fender-Bender
You might not want to file an insurance claim after a minor accident if the cost is close to your deductible, there were no injuries, only... Read More
How to File a Renters Insurance Claim
Filing a renters insurance claim can be an easy process, as long as you follow the right steps. Make sure to document your belongings and... Read More
Do You Need Bike Insurance, or Are You Already Covered?
Most people don't need a separate bike insurance policy. But if you have an expensive bike or you ride in races, you should consider... Read More
Historical Mortgage Rates: Averages and Trends from the 1970s to 2022
We examined data from Freddie Mac's Primary Mortgage Market Survey to identify historical mortgage rate trends. Click to read about the... Read More
Who Has the Cheapest Renters Insurance Quotes in Houston?
Houston renters can find the cheapest quotes from Lemonade, where a policy costs around $18 per month. The average cost of renters... Read More
Does Renters Insurance Cover Fire and Smoke Damage?
Damage from fire and smoke in your home are both covered by renters insurance in most circumstances. Learn when your renters policy will... Read More
5 Things To Know About Supplemental Insurance, Or Aflac Explained
Aflac is the leader in supplemental insurance. Here's what you need to know about this type of coverage and if it's something you should... Read More
What's the Cost of Flood Insurance?
On average, FEMA flood insurance costs $818 per year. Your rate will depend on factors like where you live and how your home was... Read More
4 Things To Know About Rental Car Insurance in Europe
When you rent a car in Europe, liability coverage is included in your rental fee. You may need to pay extra if you want to protect yourself... Read More
Does Renters Insurance Cover Property in Self-Storage Units?
Renters insurance will generally cover items in self-storage units — though usually only up to a certain percentage of your total... Read More
Does Renters Insurance Cover Flood Damage?
Standard renters insurance policies cover flooding from a plumbing leak, but not due to weather. You need to have a separate flood... Read More
Does Renters Insurance Cover Mold?
Renters insurance will cover mold damage if it is caused by a covered event — like a burst pipe or leaky AC. But mold is not covered... Read More
Average Auto Loan Interest Rates: Facts & Figures
We break down statistics regarding average auto loan rates in America, carving the data up term length, credit scores and other facts. We... Read More
Does Car Insurance Cover Vandalism?
Your car is protected from vandalism if you have comprehensive insurance as part of your broader auto insurance policy.... Read More
Does Homeowners Insurance Cover Pet Damage?
Your insurance may sometimes cover damage to your property caused by pets, but exclusions... Read More
Does Homeowners Insurance Cover Slips and Falls?
If you are sued for a slip and fall in your home, your homeowners insurance will cover you financially in most... Read More
Does Homeowners Insurance Cover Your Landscaping?
Landscaping will only be covered if damaged by some causes, and only up to a certain percentage of your insurance. But if you have a... Read More
Frequently asked questions
Who normally has the cheapest car insurance?
State Farm usually has the cheapest rates among national car insurance companies. However, a smaller regional company like Auto-Owners, Erie or Farm Bureau may have the cheapest rates near you.
Is it better to use a local insurance agent?
This depends on how you prefer to communicate with your insurance company. If you're looking for a one-on-one relationship, or prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you're more comfortable managing your insurance with an app and prefer virtual chat to phone calls, you may not benefit from working with a local agent.
Methodology
To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who drives a 2015 Honda Civic EX.
Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.
- Bodily injury liability: $50,000 per person, $100,000 per accident
- Property damage liability: $25,000 per accident
- Uninsured/underinsured motorist bodily injury liability: $50,000 per person, $100,000 per accident
- Comprehensive and collision: $500 deductible
- Personal injury protection: Minimum when required by state
The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.