Why Auto Insurance Rates are Likely to Increase in 2018
Auto insurance rates have increased for the past few years and are unlikely to stop in 2018. More accidents and higher losses from... Read More
Car Insurance Near Me
Finding a car insurance company based near you can come with a lot of benefits.
Find Cheap Liability-Only Car Insurance in Your Area
Find Cheap Liability-Only Car Insurance in Your Area
Smaller regional companies tend to offer cheap rates and reliable customer service. You might find it easier to work with an agent whose office is nearby versus someone located in a call center across the country.
Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.
Best car insurance near me
State Farm is the best car insurance company in 21 states based on customer service reviews, coverage availability and the overall value it provides to drivers across the country.
However, the best car insurance near you may be different. Farm Bureau and Erie offer dependable customer service and affordable rates in the states where they sell insurance.
The best car insurance near you also depends on factors like your driving history and age. For that reason, it's important to compare quotes from multiple companies to find the best company for you.
State |
Best company
| |
|---|---|---|
| Alabama | 
| State Farm |
| Alaska |
| State Farm |
| Arizona |
| State Farm |
| Arkansas | 
| Farm Bureau |
| California | 
| AAA |
Show All Rows
Car insurance rates near me
Where you live can have a big impact on your car insurance rates. For example, drivers in Vermont pay $92 per month for full coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $399 per month.
It's important to compare rates from a handful of companies near you to find the best price for car insurance.
Cheap monthly car insurance rates near me
Related articles: Car insurance near me
Does Home Insurance Cover Landslides and Mudslides?
Landslides and mudslides are not covered by standard homeowners policies. Since they are so rare, special insurance is required. Here's how... Read More
Do Red Cars Really Cost More to Insure?
Auto insurance for red cars does not cost more. In fact, most insurance companies don't even know the color of your car.... Read More
Does Home Insurance Cover Tree Removal After a Storm?
If a storm blows down a tree and it lands on your home, your homeowners insurance will cover cost of its removal. In other situations,... Read More
Does Car Insurance Cover Hail Damage?
If you have comprehensive coverage or full coverage car insurance, your insurance will cover hail damage. Not every hailstorm will badly... Read More
Does My Car Insurance Cover Other Drivers?
If you want to let someone drive your car, you should know whether your car insurance will cover them.... Read More
Does Home Insurance Cover Damage to Your Septic Tank?
Homeowners insurance can be used to repair your septic tank, but many common causes of damage aren't covered by insurance. In this article,... Read More
Does Your Car Insurance Cover Damage from Floods?
Car insurance might cover flood damage, but only if your policy has comprehensive coverage. Otherwise, you have to pay to repair the damage... Read More
Does Homeowners Insurance Cover Sewer Lines?
A damaged or backed up sewer line can be very expensive to repair, and in many situations your homeowners policy won't cover the costs.... Read More
Best Cheap Car Insurance for College Students
Geico has the cheapest car insurance for college students, averaging $65 per month. College students can save hundreds of dollars on car... Read More
What is Personal Property Insurance?
Personal property insurance is a major part of homeowners/renters insurance that protects your belongings from ruin.... Read More
Does Homeowners Insurance Cover Termite Damage?
Termite damage is only covered in very specific cases by homeowners insurance. Many common types of termite damage may not be covered or... Read More
Does Homeowners Insurance Cover House Foundation Repair?
The foundation of a home can be expensive to repair, and frightening if homeowners insurance won't cover it. We discuss when your... Read More
Does Car Insurance Cover Windshield Replacement?
If you have comprehensive and collision insurance, your policy will cover windshield repair or replacement in most cases. However, you may... Read More
Why Your Car Insurance Claim Was Denied & How to Appeal
Unfortunately, insurance companies can — and do — deny policyholders' claims on occasion, often for legitimate reasons but sometimes... Read More
Cheapest Auto Insurance Quotes in Tulsa, OK
State Farm has the cheapest car insurance in Tulsa, Oklahoma, at $34 per month for minimum coverage and $90 per month for full... Read More
Home Insurance vs. Condo Insurance: What's the Difference?
Condo insurance costs less than homeowners insurance. That's because condo insurance only covers your unit, not the full building or... Read More
Who Has The Cheapest Auto Insurance Quotes in Portland, OR?
State Farm has the best prices for Portland car insurance for both minimum and full coverage policies.... Read More
Frequently asked questions
Who normally has the cheapest car insurance?
State Farm usually has the cheapest rates among national car insurance companies. However, a smaller regional company like Auto-Owners, Erie or Farm Bureau may have the cheapest rates near you.
Is it better to use a local insurance agent?
This depends on how you prefer to communicate with your insurance company. If you're looking for a one-on-one relationship, or prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you're more comfortable managing your insurance with an app and prefer virtual chat to phone calls, you may not benefit from working with a local agent.
Methodology
To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who drives a 2015 Honda Civic EX.
Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.
- Bodily injury liability: $50,000 per person, $100,000 per accident
- Property damage liability: $25,000 per accident
- Uninsured/underinsured motorist bodily injury liability: $50,000 per person, $100,000 per accident
- Comprehensive and collision: $500 deductible
- Personal injury protection: Minimum when required by state
The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.