Best Car Insurance for Veterans and Military Families
Members of the military have special requirements for their car insurance, and some insurance companies are better-suited to address their... Read More
Car Insurance Near Me
Finding a car insurance company based near you can come with a lot of benefits.
Find Cheap Liability-Only Car Insurance in Your Area
Find Cheap Liability-Only Car Insurance in Your Area
Smaller regional companies tend to offer cheap rates and reliable customer service. You might find it easier to work with an agent whose office is nearby versus someone located in a call center across the country.
Many large insurance companies and regional providers have local agents who understand the needs of drivers near you. Additionally, working with someone near you can make the claims process much easier if you're ever in an accident.
Best car insurance near me
State Farm is the best car insurance company in 21 states based on customer service reviews, coverage availability and the overall value it provides to drivers across the country.
However, the best car insurance near you may be different. Farm Bureau and Erie offer dependable customer service and affordable rates in the states where they sell insurance.
The best car insurance near you also depends on factors like your driving history and age. For that reason, it's important to compare quotes from multiple companies to find the best company for you.
State |
Best company
| |
|---|---|---|
| Alabama | 
| State Farm |
| Alaska |
| State Farm |
| Arizona |
| State Farm |
| Arkansas | 
| Farm Bureau |
| California | 
| AAA |
Show All Rows
Car insurance rates near me
Where you live can have a big impact on your car insurance rates. For example, drivers in Vermont pay $92 per month for full coverage auto insurance, on average. People living in Michigan pay four times as much for the same coverage, at $399 per month.
It's important to compare rates from a handful of companies near you to find the best price for car insurance.
Cheap monthly car insurance rates near me
Related articles: Car insurance near me
Personal Liability Insurance: How Much Does It Cost?
Personal liability insurance is included in most homeowners and renters policies. It protects you from personal injury or property damage... Read More
How to Get Discounts Bundling Auto & Renters Insurance
You can save up to 5% by bundling your auto and renters insurance policies.... Read More
What Does (And Doesn't) Renters Insurance Cover?
Renters insurance provides financial protection against unexpected property damage and other risks associated with renting an apartment or... Read More
The Best Cheap Philadelphia Car Insurance Companies
Travelers and State Farm offer some of the most affordable rates for Philadelphia drivers, with rates far below the average minimum... Read More
Who Has the Cheapest Renters Insurance in Washington DC?
Amica has the cheapest renters insurance in Washington, D.C., 30% cheaper than the city average. The average cost of renters insurance in... Read More
Which Moving-Truck Insurance Is Worth it & What to Avoid
When renting a moving truck, you'll be offered at least one type of insurance –– for the cargo you'll be carrying in the vehicle —... Read More
Best & Cheapest Car Insurance Quotes in Chicago
State Farm is the cheapest option for car insurance in Chicago, with an average rate of $46 per month. That's 43% cheaper than the city... Read More
The Most Health-conscious Cities in America
Whether for longevity or vanity, the importance of being healthy has moved to the forefront of American culture. Rising healthcare costs,... Read More
Best Cities for Small Business
There are more than five million companies in the U.S. And more than 76% of them have less than 10 employees, according to the U.S. Census... Read More
Who Has the Cheapest Car Insurance in Los Angeles?
Geico offers the cheapest car insurance in Los Angeles, with an average rate of $48 per month for minimum coverage. It also has the... Read More
How Do First Party Benefits (PIP) Work in Pennsylvania?
Personal injury protection (PIP), or "first party benefits" (FPB), as it is called in Pennsylvania, is an optional but encouraged part of... Read More
Car Insurance Discounts
There are 22 common discounts that car insurance companies may offer drivers. Discounts fall into a few categories: driver safety, driver... Read More
Average Cost of Travel Insurance by Policy and Age
The average cost of travel insurance in the U.S. is $148, but not all travel insurance policies are the same. Depending upon your age, trip... Read More
Car Insurance in Ann Arbor, Michigan
Frankenmuth Insurance has the best price for minimum car insurance, at $761 per year. Progressive has the best rate for full coverage, at... Read More
How Does Personal Injury Protection Work in Massachusetts?
In Massachusetts, drivers need to carry personal injury protection. What that entails is not always clear however. We go over the ins and... Read More
What is Travel Health Insurance?
Travel health insurance can save you thousands of dollars and lots of stress if a medical emergency happens while abroad — and, it’s... Read More
Do You Really Need Car Insurance?
You need car insurance in nearly every state, with most states requiring minimums of 25/50/25. Car insurance is required to protect drivers... Read More
Frequently asked questions
Who normally has the cheapest car insurance?
State Farm usually has the cheapest rates among national car insurance companies. However, a smaller regional company like Auto-Owners, Erie or Farm Bureau may have the cheapest rates near you.
Is it better to use a local insurance agent?
This depends on how you prefer to communicate with your insurance company. If you're looking for a one-on-one relationship, or prefer speaking with someone in person or on the phone, then a local agent is the best choice for you. However, if you're more comfortable managing your insurance with an app and prefer virtual chat to phone calls, you may not benefit from working with a local agent.
Methodology
To find rates by state, ValuePenguin compared quotes from the top insurance companies in each state. Rates are for a 30-year-old man with good credit and a clean driving record who drives a 2015 Honda Civic EX.
Full coverage limits are greater than any one state's minimum requirement. Full coverage also includes comprehensive coverage, collision coverage and uninsured/underinsured motorist bodily injury coverage.
- Bodily injury liability: $50,000 per person, $100,000 per accident
- Property damage liability: $25,000 per accident
- Uninsured/underinsured motorist bodily injury liability: $50,000 per person, $100,000 per accident
- Comprehensive and collision: $500 deductible
- Personal injury protection: Minimum when required by state
The best car insurance companies offered quotes in at least five states. ValuePenguin editors rated insurance companies based on J.D. Power customer satisfaction survey scores, data from the National Association of Insurance Commissioners (NAIC) complaint index, coverage availability and the overall value provided to customers.
ValuePenguin's analysis used insurance rate data from Quadrant Information Services. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes may be different.