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Find Cheap Renters Insurance Quotes in Your Area
Best renters insurance in MA for cheap rates: Lemonade
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Editor's rating
- Cost: $14/mo
Lemonade has the cheapest renters insurance rates in Massachusetts.
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Very cheap
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Can get coverage quickly
Easy to file claims online
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Customer satisfaction is mixed
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Few discounts available
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Can't bundle with auto insurance
Lemonade has the cheapest renters insurance in Massachusetts, at an average of $14 per month. You can also choose to improve your coverage for valuables such as musical instruments, collectibles or jewelry.
Lemonade also stands out for its helpful online tools that make it easy to get a quote, manage your policy or file a claim. This makes it a good choice if you want straightforward coverage without having to call customer service.
Lemonade promises that claims are handled nearly instantly, with an AI system that can pay out in less than a minute.
The biggest downsides of Lemonade are that there are few discounts available to help lower your rates, and the customer experience isn't consistently good because it has a high rate of customer complaints. Plus, you'll need to use a separate company to get car insurance in Massachusetts, which can be inconvenient.
Best renters insurance for customer service: Amica
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Editor's rating
- Cost: $15/mo
Amica has excellent customer service and many options to customize your policy.
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Low rates and lots of discounts
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Few customer complaints
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Helpful policy extras
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Not good for bundling with auto insurance
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Poor-quality Android app
Amica has the best renters insurance in Massachusetts if you want great customer service and coverage that goes beyond the basics. Amica gets fewer customer complaints than average, and customers are generally satisfied with their experience.
This makes Amica a better choice than Lemonade if you prefer a hands-on approach, including calling an agent with questions.
Amica renters insurance is affordable, at an average of $15 per month in Massachusetts. And there are several discounts that can help you lower your rates.
- Automatic payment discount
- Going paperless by getting bills by email
- Not having a claim in the past three years
- Loyalty discount for being with your current company for at least two years
Amica also offers more coverage add-ons than Lemonade. You can pay extra to get identity theft protection or flood insurance for renters.
The downside of Amica is that it's not good for bundling policies because its car insurance is usually expensive.
Also, if you have an Android, it might be easier to manage your policy through the company website, rather than through the app. Amica's Android app has just 3.4 out of five stars, with many users complaining of glitches and error messages. However, Amica's iOS app is well rated, with 4.8 out of five stars.
Best for bundling with auto insurance: Progressive
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Editor's rating
- Cost: $24/mo
Progressive is the best insurance in MA if you want to use one company for both renters and car insurance.
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Good for both renters and auto insurance
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Many discounts available
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Extra coverage options
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Rates aren't the cheapest
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Below-average customer service
Progressive is the best insurance company in Massachusetts if you want the simplicity of having one company for both your renters insurance and car insurance. You'll usually have to pay a little more for this convenience because Progressive renters insurance rates can be expensive.
Progressive renters insurance in Massachusetts costs an average of $24 per month, which is about a third more expensive than average. However, your overall cost may be affordable because its car insurance rates in MA are 15% cheaper than average, and there are several discounts to help you lower your rates.
- Bundling discount of 3% off your car insurance when you have a renters policy
- Discount for shopping at least three days before the policy begins
- Paperless discount for getting documents by email
- Discount for paying the policy's full cost up front
- Discount for living in a gated community or one with a security guard
Progressive also has coverage add-ons that can give you extra protection.
| Water backup coverage |
| Lawsuit coverage |
Massachusetts renters insurance: Costs by city
About the Author
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